This web site and all the information provided in it are intended for UK based consumers. While every effort has been made to ensure the content is clear and correct at the time of writing, we do not accept liability for any action taken as a result of information contained herein. We do provide advice which always aims to help our clients to make informed choices. This site provides links to other organisations to help our clients and general enquirors. We are not responsible for the content or practices of other web sites, even where we provide links to them. The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.